Some of the top features of SoFi checking and savings accounts include competitive rates and no monthly maintenance fees. SoFi offers checking and savings accounts, along with investment accounts, student loans and home loans all in one place online. If you’re curious about how student loan options compare, check out our Citizens Bank student loan review. However, you can’t open a checking account with Sallie Mae and unlike Citizens Bank, there are no branches or ATMs that you can access to manage your money. So if you’re looking for a high-yield savings account option, it’s worth a look. You can open savings accounts, money market accounts or CD accounts here.Ĭompared to Citizens Bank, Sallie Mae offers higher interest rates on deposit accounts.
In addition to student lending, Sallie Mae also offers a handful of banking products. The biggest difference is that Citizens Bank is a private student loan lender whereas Bank of America no longer offers student loans. In terms of the range of products and services offered, they’re roughly the same at both banks. There are also more options for branch banking. If you’re interested in traditional branch banking, Bank of America is another option you might consider.Ĭompared to Citizens Bank, Bank of America has a significantly larger ATM network. Here are some of the fees you’ll pay for foreign transactions at Citizens Bank.Īgain, you may be able to avoid these fees if you have a Citizens Quest or Citizens Private Client checking account or a Citizens Quest Savings account. Citizens Bank Foreign Transaction Feesįoreign transaction fees may apply when you complete a transaction in a foreign currency, such as when traveling overseas or sending money abroad. The fee is also waived for the Citizens Quest Savings account. You can avoid this fee if you have any of the following checking options: The non-Citizens’ Bank ATM fee is waived for certain accounts. ATM owners may charge you additional fees. $3 for each withdrawal, transfer, balance inquiry or mini statement (where available) when using another bank’s ATM. You can also use your ATM or debit card to withdraw money at other banks’ ATMs, though a fee may apply.Ĭitizens Bank ATM fees can apply to both checking account savings accounts if you have an ATM or debit card. You must maintain $200,000 in combined balances or investments to qualify.Ĭitizens Bank offers a network of more than 3,000 ATMs for convenient access to your money. The fee cannot be waived for this account.Ĭitizens Bank waives the fee when you make $5,000 in monthly deposits or maintain a $25,000 combined balance across all eligible accounts. Here’s an overview of Citizens Bank checking account maintenance fees.īanking_product_maintenance_fee pid=”330513″]Ĭitizens Bank waives the fee when you make one deposit each statement period. Citizens Bank checking account fees can depend on which account you have, though again, you might be able to waive the fee. It’s not uncommon to pay a monthly maintenance fee and other fees for traditional checking accounts. If you do so and are charged an overdraft fee, Citizens Bank refunds the fee back to you. The Peace of Mind feature notifies you when you’re in danger of triggering an overdraft fee so you have time to make a deposit. Some Citizens Bank checking accounts don’t have overdraft fees at all, while others qualify for overdraft fee rebates through Citizens Peace of Mind. Will you pay overdraft fees? Not necessarily.
AIKA ONLINE CITIZEN QUEST PROMOTION PLUS
$30 annual fee, plus interest on all outstanding balances $0 on any day all overdrafts are for $5 or less with Overdraft Pass Overdraft protection fee (transfer from savings) $30, charged on the 5th, 8th and 11th business day if your account remains overdrawn $35 per item, up to a maximum of five fees per day Here are the standard and extended overdraft fees at Citizens Bank. Citizens Bank charges overdraft fees for checking accounts just like other banks. Banks can charge overdraft fees when there are insufficient funds in your checking account to cover debit transactions.
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